Harper — Finance IntelStructured operational intelligence
Harper keeps group money operations grounded in structured records. It ingests transactions, categorizes activity, links spend to shared context, and helps teams move from raw bank data to bills and settlements.
Finance Intel Loop
Transactions to settlements
Entity-backed outputs
This vertical runs on durable entities and stage-specific items. Each output stays reusable for later agents, reviews, and operational actions instead of disappearing into one giant prompt response.
Transaction Categorizer
Classifies incoming bank activity against the account category system.
Transaction Linker
Finds which transactions likely belong to a group bill or shared expense.
Bill Management
Creates and updates split bills with member resolution and group-aware logic.
Settlement Management
Generates cross-channel paydown instructions to zero out group balances.
Where this vertical lands
Purpose-built workflows on top of the same Magictrail runtime.
Automated expense categorization
Classify incoming bank activity against your chart of accounts without manual tagging.
Multi-member bill splitting
Resolve group dinners, recurring vendor bills, and shared invoices across stakeholders.
Cross-channel settlement
Calculate the minimum transfers needed to clear debt and push instructions directly to payers.
Governed by enterprise security & operational standards
Each AI workforce is tailored to its specific industry, while operating under strict enterprise security and compliance protocols. Every action is audited, verifiable, and seamlessly integrated into your existing workflows.
Run this vertical inside Magictrail
Open the platform and work from the same entity-backed runtime described here.