Finance Intel
Structured operational intelligence
Finance Intel keeps group money operations grounded in structured records. It ingests transactions, categorizes activity, links spend to shared context, and helps teams move from raw bank data to bills and settlements.
Finance Intel Loop
Transactions to settlements
Entity-backed outputs
This vertical runs on durable entities and stage-specific items. Each output stays reusable for later agents, reviews, and operational actions instead of disappearing into one giant prompt response.
Transaction Categorizer
Classifies incoming bank activity against the account category system.
Transaction Linker
Finds which transactions likely belong to a group bill or shared expense.
Bill Management
Creates and updates split bills with member resolution and group-aware logic.
Settlement Management
Turns outstanding balances into clear payer and payee settlement actions.
Where this vertical lands
Purpose-built workflows on top of the same Magictrail runtime.
Shared expense operations
Run group trips, households, or team spending from synced transaction data instead of manual spreadsheets.
Automated reconciliation
Move from raw bank activity to categorized, linked, and explainable financial records.
Settlement coordination
Generate the next payer-to-payee action without losing the relationship between members, bills, and balances.
Governed by shared platform rules
Vertical logic stays specific, but execution still runs through the same platform guard rails. That keeps state interpretable, chaining controlled, and downstream actions reviewable.
Run this vertical inside Magictrail
Open the platform and work from the same entity-backed runtime described here.